How it works
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Send me your numbers
Your monthly invoice volume, who you bill, and how fast they pay. Your current agreement too, if you have one.
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I match you with factors
I send your file to factors that work with your industry and size, and collect their terms. I handle the back and forth.
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You choose, or stay put
You see every offer side by side. If nothing beats what you pay now, you keep what you have.
For companies that wait 30 to 90 days to get paid
Trucking fleets, staffing firms, manufacturers and healthcare providers billing insurers.
Most factoring agreements renew themselves before anyone checks the rate. Comparing terms before you sign or renew is the easiest money most owners leave on the table.
The quoted rate is not what you pay
Extra days when customers pay late, monthly minimums, service fees, transfer fees and the cost to leave all sit in the agreement, not the quote.
Put in your terms and every fee. The calculator shows your true rate, what it costs a year, and what it costs to get out.
Work out your true costStraight answers
What does this cost me?
Nothing. The factor you choose pays my fee out of what they earn. I never add anything to your rate. The rate on your offer is the rate you pay.
Who actually funds my invoices?
The factor you choose. It buys your invoices, pays you, and collects from your customers. I'm a broker, not a lender or a factor, and I never hold your money. You see every factor's name before you sign anything.
I'm already under contract. Can I still switch?
Usually, yes. Most agreements let you leave with 30 to 90 days notice. I read your termination terms first, so you know your date and any fee before you decide anything.
Do I have to talk to every factor?
No. I handle the factors. You see the offers, and you only deal with the one you choose.
Why use a broker?
You can go direct. Most owners only ever see one offer. I do the legwork of finding the factors that fit your business and laying their terms side by side.